The reality of home ownership
We believe everyone should have a place to call their own, a home. No more paying abusive interest rates , no more being caught out by hidden fees and terms, no more renting , no more frustrations .
With Tokimóvel , you'll be saying enough. Combining 30+ years of real estate expertise with cutting-edge technologies, our mission is to transform property buying in Brazil into a fully accessible , secure, and digital experience.
With our proprietary real estate purchasing model and cutting-edge solutions, Tokimóvel allows you to save up to 45% on your home purchase . No surprises, no frustrations, and no hassles.
Fill out the form to find out how Tokimóvel can make your dream a reality.
Compare and Save*
Modality
Interest rate
aa
1st Installment
Last Installment
Tokimóvel home equity share
8.0%**
R$ 3,976
R$ 1,677
Financing (Price Table)
11.0%
R$ 3,989
R$ 3,989
Your Economy
27.0%
0.3%
58.0%
* Simulation with property worth R$500,000.00, 20% down payment, 20-year term.
** Home equity share of 35% of the property value.
How does it work?
Tokimóvel makes purchasing your property cheaper and more digital by using the value of the property itself to reduce your interest - Home Equity Share (HES) model.
1. What is Home Equity Share?
Instead of paying all the interest with your own money, you share a portion of the property's equity with investors.
Result : your annual fee drops and your installment becomes lighter.
2. Tokimóvel Method
We combine HES with a customizable amortization model : you can anticipate amortization and reduce costs by managing installments.
With this combination we are able to provide access to the lowest interest rates on the market.
3. How to Buy Your Property?
We have a simple but rigorous process to ensure the security of your purchase.
Verified Properties: We only work with properties 100% regularized and that have passed our rigorous analysis.
Find Your Property: Check if your dream property is on our platform.
Can't find it? Fill out ourform so we can contact the owner and try to enable the purchase via HES!
Practical Example
Imagine you're buying your dream home for R$500,000. Thanks to Tokimóvel and the 35% HES, you have access to:
Very low interest rate , just 8% per year.
Financing for 20 years.
20% down payment.
After two decades of comfort and security in your home, you decide to sell your property for R$1,000,000.00. HES ensures you receive a significant portion of the appreciation, leaving you with a gain of R$650,000.00 in your pocket!
With Tokimóvel, you not only realize your dream of owning a home with low interest rates, but also turn your purchase into a profit when you sell it.